Last updated: 7/2009

ave You $5,000 Even $10,000 Or More Off The Price Of The Home You're Looking To Buy!"

Warning! Don't even think about buying a house
until you read this shocking confessional.
"For Decades, Greedy Home Sellers And Unscrupulous
Real Estate Agents Have Secretly Hoped This Day Would Never Come...That Home Buyers Would Have The Advantage!"
"Right Now I Will SPILL THE BEANS, Tell You How To Get The House Buyers Information You Need, Let You In On The Home Buying Questions You Should Be Asking, And Show You Exactly
How To Beat Them At Their Own Game, Save A Fortune, And Make The Whole Buying Process 100% Hassle Free!" Read On ..

From: Don Berthiaume
Professional Real Estate Appraiser

Dear Home Seeker,
ot reading this letter could cost you thousands of dollars. Here's why: A few years back, two young couples were looking to buy a house in the same town. Each couple was honest and hardworking, and thus, the banks happily provided them with loans ...
Both couples researched the houses they wanted to buy (as best they knew how) and went through real estate agents to ensure there were no "hidden surprises". And a few months later, both couples were happy home owners! Today, the two couples still live in those same houses.
But there's a BIG difference...
The first couple are desperately unhappy with
their house (it could happen to you!) Here's why ...
Within months of buying, they noticed "flying ants" coming through a crack in the floor. An exterminator was called in and immediately discovered massive termite infestation. Total cost to repair: $4800.
But the problems didn't stop there...
While checking underneath the house, he also discovered dangerous "horizontal" cracks in the foundation. Other professionals were called in. Total cost: $8400.
After only 4 months in the house, they
had already paid an extra $13,200!
So what about the second couple?
Believe it or not, they had absolutely no problems with their new home.
None. Nada. Zippo.
Why the big difference? Is it because they got ?lucky??
Nope. In fact, the first time they looked at the house, they noticed a number of things they didn?t like. Things that would have cost them a fortune later on.
But they knew the right questions to ask...the same questions that 95% of homeowners DON'T know...and 100% of realtors and buyer's agents don't want to answer! They knew the steps to home buying!
The result? The sellers and agent agreed to drop the listed price down from $139,900 to just $127,000. And, on top of that, THE BUYERS WERE PAID $3,810 at the closing!
That?s A Whopping $16,710 Savings!
In case you're wondering, My wife and I are the second couple in this story. And that same house that appraised for $135,000 then ($7,000 more than what we paid) is now worth around $375,000!
"Don?t Even Think About Buying A
Home Without Reading This First ?"
"It will show you exactly which questions to ask and how to make sure you're getting the right home, at the right price, and without any surprises.
It gets my 110% approval!"
Jim Edwards, Author
"Selling Your Home Alone"
"The TEN Dirty Little Secrets Of Mortgage Financing"

How Did We Buy The House Of Our
Dreams For The Lowest Price Possible,
With Zero Hassles?
Because we didn't let the buyer's agents or realtors dictate how the process went.
We didn't stand idly by while they led us down a path that would have unknowingly put us in a bad situation. And we didn't fall for their tricks.
WE were in control the entire time. And that
control got us exactly what we wanted!
Let me introduce myself... my name is Don Berthiaume and I've been inspecting and appraising homes for more than 20 years.
If there's anything that I've been proud to say that I've accomplished in those two decades, it's these 3 things:

I?ve seen almost every trick, shortcut, insider technique and every rip-off attempt imaginable.
This puts me in a unique position where I can teach you things about buying a house that you can?t get anywhere else. Not from any website. Not from any agent. And I never hold back? I tell you everything!

I?ve helped literally thousands of couples and families successfully purchase the home of their dreams.
And in the next few moments, I?ll show you how to save the maximum amount of money on the purchase of your new home. And it doesn?t involve any bargaining or haggling with the seller or agent.

I?ve helped thousands of people save tens of thousands of dollars of their hard earned money. I?ve helped them avoid making some of the most costly mistakes of their lives.

And I'd like to do the same for you! But first, let's look at what you've done so far in your search for a new home. In fact...

How Many Of These Home Buying
Mistakes Are You Making Right Now?
Scouring the newspapers... circling properties in the "properties for sale" section? looking for just the right house with the right price tag for your budget...only to find that almost all of them are either overpriced or just don?t have what you?re looking for.

Driving aimlessly around the neighborhood you?d like to live in? visiting "open houses" ? waiting for the right house to "grab you" and make you feel like "this is the one"...only to find out your bids are too low or someone got in before you.

Listening to so-called "experts" that lead you astray? leaving you frustrated and confused about what?s really involved in buying a house safely, quickly and inexpensively.
Look, not knowing what you?re doing when you buy a house can cost you tens or even hundreds of thousands of dollars of YOUR hard earned money.
There?s a fine line between getting your dream home and ending up with an expensive mortgage on a house that's been a complete nightmare from the very start.
But you can avoid all of this happening to you.
Bottom line is: If you're stressed out over the whole home buying process ... and you?re looking for an easy, foolproof way to buy the house you want at the price you want to pay for it -- without the regular hassles ? then I've got some great news for you!
Introducing ...
"The Home Buyer Defense Guide"

Simple Strategies Every Person Should Know About How To
Buy The House Of Your Dreams At The Lowest Price Possible!

You?re about to learn insider home buying tips and tricks that home sellers and their agents would much prefer you didn't know about.
I've put everything I've learned in my 20 years of inspecting and appraising homes into this easy-to-read e-book.
All the secrets, all the insider tips, everything you need to know to get the best deal on your dream home WITHOUT getting the shaft is right here, inside The Home Buyer's Defense Guide.
This e-book is packed with the answers to all your questions. Soon you'll discover the secrets that only the real estate insiders know, and be able to quickly and easily:
Find out what the house is really worth (and not the hugely inflated price they might be asking for the house) and end up paying the ?fair price?.
Discover if the house contains any costly defects or flaws (that are usually well hidden and could cost you tens of thousands of dollars after the seller is long gone.
Reveal insider tactics for getting a very real 5% to maybe even 10% (or more) discount on the purchase of your home...all 100% legal and ethical.
How to find out if the neighborhood is REALLY safe and quiet. Do you think the agent will tell you about a sex-offender that lives nearby? Or about the murder next door? Or the fighter jets that roar overhead in the middle of the night? Or the drug rehab clinic or halfway house that exists (is planned or was recently approved) around the corner? They won?t. But my e-book reveals how to find all this out--AND MORE-- in minutes.
How to choose a property that's destined to skyrocket in value. Why leave it to chance? Know what to look for when you buy!
How to know the difference between price and value. Most people have no clue. But my e-book reveals a secret way to find out what the house is really worth ? and not some price that the seller or agent has beefed up (fail to learn this vital secret and you may pay thousands more than you really should).
Learn what you should NEVER do or say during negotiations. You?ll learn my closely guarded techniques for "killer negotiation" that turns beginners into absolute pros in a matter of minutes.
How to purchase BIG PROFIT properties at dirt-cheap prices. This one tidbit alone will pay for the e-book many many times over!
Who you CAN?T trust when it comes to property investment advice (there?s only one type of person whose advice is pure gold ? and I'll tell you exactly who it is!)
Learn the fatal mistakes beginners make when selecting a property to buy (this amazing piece of advice will save you load of time when buying)
A little "insider" trick (it?s totally legal) that can significantly increase your chances of getting the home you want - even if other home buyers submit offers higher than yours!
How to know immediately if the price the seller is asking is too high... plus, 6 "must-ask" questions the seller has to answer before you consider saying another word about buying the property. This one trick alone could save you upwards of $2,000 to $10,000 off the sale price.
4 critical things you must know but no real estate agent or home seller will ever tell you about (not even the real estate agent you contract to help you buy a house).
How to find out if everything about your future property is legal. Don't get stuck "holding the bag" (it happens too often but it?s unnecessary.) I?ll give you simple instructions to help you make sure you don?t fall victim to this "buyer beware" money trap before it?s too late.
The single biggest factor you need to consider when checking for sources of possible unexpected future repairs. (I?m amazed at how many people don?t know this.)
How to find out the "real" facts about any updates, remodeling or modifications to the home since it was last sold. Miss this one simple step and you could find yourself in deep financial hot water.
Powerful yet secret strategies for uncovering treasure troves of important information hardly anyone knows about ...or ever thinks to search for. You'll know more about a property than someone who?s lived there for ten years... even if they?re the first and only people to ever own the house!
Discover the very best sources for digging up useful information about the house and neighborhood you?re looking at... and see how to quickly use it in your defence. (Leave this step out and you could miss the vital truth about what?s really lurking beneath the roof, in the back yard, pool, or close by in the neighborhood.)
How to ask questions in a way that?ll give you an immediate "psychological edge" over the seller when doing your homework on a house. (You?ll find out more than any other home buyer looking at the house... and the seller will actually appreciate your honest and straight forward approach.)
The one vital skill that takes less than 2-minutes to learn... and puts you in immediate control -- saving potentially thousands more when making your offer.
It?s super-easy to master (so easy even a nervous recluse could pull it off.)
3 questions you must ask yourself every time you come across something you?re even slightly suspicious about. Although simple and straight forward, they'll give you the protection you need against costly mistakes that could lead to over-paying on the house or buying the wrong house altogether.
How to make sure you don?t buy at the wrong time in the real estate cycle.
This is especially important if you intend buying with little or no money down. You?ll get steps to avoid this common money-trap and ways to turn the hidden market fluctuations to your advantage ? saving you potentially thousands!!!
And That's Just The Tip Of The Iceberg!
Look At What Else You're Going To Learn ...
Where to find aerial maps that?ll prove to be an invaluable source of information for you when house hunting. Get a birds-eye view of any neighborhood, and pinpoint the exact location of the home you want to buy.
How to use the maps to check out the land use around the home you want to buy, and the neighborhood in general. Identify areas you should question as to what future development could occur so there are no surprises later on.
How to verify the information you find out about a property?s history -- along with the past, current and future planned changes to the neighborhood -- are accurate. I?ll explain why "official sources" can be wrong and how to guard against it!
How to quickly understand the one single (but critical) difference between what the seller is selling and what you, the buyer, are buying. (The right perspective puts you in a powerful position where you?ll see the deal in a whole new light. You?ll easily side-step all of the "emotional" mistakes made by less knowledgeable buyers.)
Simple things you can do to learn anything you want to know about a neighborhood. It?s important you know these upfront before you move into the neighborhood that looks "award-winning" but is really the neighborhood from hell!
The 2 golden rules to follow when you think you've found a house, in order to get it for the absolute best price you can.
Why it's important you insist on talking with the seller when discussing the property. Plus... the absolute MUST-TIMES to visit the house you're thinking of buying.
How to know for sure if a neighborhood is right for you.
How to find the hidden "insider" information that barely 1 in 100 home buyers know about. Information that, even if you only get it half right, can save you money, time, and embarrassment when buying a house!
"Indispensable for Homebuyers!"
"This indispensable manual is for homebuyers (and sellers, so you are ahead of any questions that can be thrown at you) the world over!
The same principles apply no matter where you are. For anyone contemplating buying a house for the first time, and for the seasoned investor, this manual is a MUST HAVE! It will avoid your unnecessary expense in a completely wide range of areas.
Warren Hampton
Brisbane, Australia

With this information you?ll be miles ahead of every other home buyer.
You?ll be armed with the "real" insider property buying techniques home sellers and people in the industry don?t want you to know about.
You?ll know all the tricks you need to save a bundle when you buy your house! You can knock thousands off the purchase price and save thousands more in future costs.
All you do is follow the simple, step-by-step directions and you can?t possibly make a mistake.
I?ve made it flat-out easy for you. This method is proven effective. It comes directly out of the trenches where real money changes hands and where dreams are made or lost daily on single real estate deals.
But if you're still on the fence about investing in my e-book. I understand. You should be skeptical.
There's a lot of other "how to" books out there being marketed. And most of them aren't worth the paper they're written on.
I know. Because I've read them.
So I want to "up the ante" and over deliver on my promise to give you the absolute best home-buying guide out there today.
Order Your Copy Now, And I?ll Give You 3 Bonus
Reports (Valued At $70) Absolutely FREE!
That?s right. Order the "Home Buyer Defense Guide" today and you?ll receive 3 special gifts for FREE!
NOTE: These gifts are only available for a limited time. I reserve the right to remove this offer at any time and without notice. So order today to avoid disappointment.

Free Bonus Gift #1: (valued at $29.95!)
"The Educated Home Buyer"
There are 6 fundamental things hardly anyone knows about -- but you really need to understand -- if you want to avoid getting ripped off THE MINUTE you decide on the house you want to buy.
Here?s what?s inside the report:

Fundamental #1: You Must Know How To Negotiate With A Lender
It's possible for the loan officer to make more in commission than the real estate agent does. I?ll show you how to use that knowledge to your advantage and save even more money off the cost of buying your house!
Fundamental #2: You Must Understand What Each Closing Cost Covers And What A Reasonable $$ Amount Is For Each Cost

Now you can make sure you?re not getting overcharged for needed services at closing time? this report shows you how.
Fundamental #3: You Must Know How To Determine The Market Value Of Any House Without Your Real Estate Agent's Help
A real estate agent can be an excellent source of help and in most cases -- won?t cost you a cent. But it's a big mistake to rely only on your agent when deciding what to offer for the house.
I?ll show you easy steps to arrive at an accurate and fair offer on any house. Combine this with what you learn in the Home Buyer Defense Guide and you?ve got a rock-solid plan of attack.
Fundamental #4: You Have To Be Aware Of The Hidden Motivations Your Home Inspector Might Have - Motivations That Will Influence The Results Of Their Report

I?ll show you how to guarantee the valuation for the property you want to buy is accurate... and not just done in a hurry... to help line the house inspector?s pockets!!!
Fundamental #5: You Must Know Exactly How A Lender Qualifies You For A Mortgage
If you don't, you could end up paying a much higher interest rate than you can really get - or worse yet, miss out on the home you want because your loan application gets denied when it should be accepted.
I?ll show you an easy way to make sure you don?t stumble head-first into this money draining trap. You get word-for-word scripts and battle-plan tactics that are guaranteed to make sure you get the lowest interest rate... and the bets term!
Fundamental #6: You Must Know Which Documents To Review At Closing And What To Look For In Each
It?s a sad fact, but many home buyers end up paying either too much interest? or with very different mortgage loan terms than they thought they?d agreed too! Why? Because they didn't know which documents to pay close attention to at closing - and what parts of those documents are the most crucial to cross-check.

Unfortunately, this is a common mistake; one you?ll now avoid - making it impossible for an unscrupulous lender or seller to catch you off guard.

Free Gift #2: (valued at $24.95)
'My Personal Strategic Home
Buyer Defense Rolodex'
Filled with over 107 links to information sources that?ll save you days worth of work.
Instead of scrambling for where to start, where to go next and where to end, a quick flick though the Strategic Home Buyer Defense Rolodex will have you on the right track in minutes.

You?ll find:
Real estate agents / Multiple Listing Services
Find the best realtors in your area that will work exclusively for you. (They?ve got to be totally on your side and impartial to the sale to be of any real use.)
Gain access to available Multiple Listing Services that will have 100's of homes you can check out from the comfort of your own home - in your pajamas - to help you decide what type of home is best for you.
Appraisals, Appraisers And Home Values
Learn about the appraisal process and what it means to you and how to best use this knowledge to your advantage when negotiating with a seller.
Tools and websites to help you determine the value of your home, or one you're interested in buying, to learn if you?re overpaying - or if the home you want is a real bargain!
Home Inspection Information
How to make sure your home inspection is in the hands of a trusted professional and not one who is just there to fill out a form and take your money.
Finances, Credit and Calculators
Financial calculators you can use to make sure you?re ready to take the next step of home ownership.
Valuable information and worksheets for determining your credit status and your FICO score.
Resources that show you how and what to do to effectively manage your credit.
Remodelling & Repairs: Estimates, Cost And Return on Investment
Discover how much of the cost of a remodelling project can be recovered at resale. Determine if any remodelling to the house you want to buy will be worth it to you - or should you have the seller pay.

Access to construction costs databases to provide you with the most up-to-date remodelling and repair cost information so that some unscrupulous contractor doesn't take you for a ride.
Important Home Planning Information
Many times, the living area listed for a home is incorrect. Learn how to easily determine the accurate gross living area so that you're not overpaying, or getting less house than is listed.
Don't get caught with a home that is too small for any of your possessions. These design and planning information sources will see to it that you can maintain a functional layout in your new home.
One of the first things you do in the home buying process is decide on what style home you want. The architectural guide link provides information on most home styles that you will find and will help you determine which style best fits your needs and lifestyle.
Aerial Maps And Location Maps
These maps will prove to be an invaluable source of information for you when house hunting. Get a birds-eye view of any neighborhood, and pinpoint the exact location of the home you want to buy.
Commuting must be considered when purchasing a new home. Aerial maps allow you to identify major traffic routes and give you a way to see if there are any shortcuts.
Check out the land use around the home you want to buy, and the neighborhood in general. Identify areas you should question as to what future development could occur so there are no surprises later on.
Negotiation Tactics
Once you've learned all you can about the house you want to buy, these links will provide you with the additional know-how you need to negotiate the deal...saving $1,000's of dollars on the price of the home.
Learn 8 important steps that will get you the house of your dreams, at a price you?ll be more than happy with!!!
Discover the best way to use the home inspection report for negotiating the price of your next home - and pay only what YOU want to pay for the property... including the condition you want it in.

Free Gift #3: (valued at $15.95)
Special Report:
"Confessions Of A Real
Estate Insider"
A candid, straight-forward look at what you can do if, after all your homework is done, after you've presented your offer, after it's been accepted - you get the appraisal done and it comes in below the contract price - and you really want the home. (You will not find this offered anywhere else?)

You?ll discover how to:
Determine if your offer is a reasonable and rational one or if you?re offering too much!

How recent are the sales comparables? Were pending sales and current listings also analyzed as part of the appraisal process?

What if the appraiser was wrong? What if there?s a mistake in the facts that he or she used to arrive at the value they put on the house? (Sometimes this can go in your favor ? but it?s not worth taking the risk!)

What type of appraisal was done on the home? Did the appraiser have all the necessary information to arrive at a credible value? (Get this right and you can unlock thousands of dollars worth of equity, instantly!)

Plus a real eye opener of a case study that can make or save you thousands of dollars and help you avoid costly and potentially embarrassing mistakes!

"Extremely Helpful and Beneficial!"
"The Home Buyer Defense Guide will be extremely helpful and beneficial to my home buying process. The points that are addressed and the questions Don suggests asking are very interesting; many of which I would not have come up with or remembered to ask had I not read this e-book."
Bassirou Ndao
Baltimore, MD

There are other similar books online with a list price of $125. I?ve personally checked them out. And guess what? They don?t offer even HALF of what the ?Home Buyer Defense Guide? does.
One thing is for sure ? out of all the other so-called "home buying guides" out there, none give you a full, step-by-step guide for buying a house like mine does.
That's why I want to make it easy for EVERYONE to have the opportunity to invest in my e-book by offering it for only $57.00 $24.97. (special price for a limited time only.)
That's a mere drop in the bucket compared to everything you stand to gain and save by getting your hands on these insider?s secrets (which you?ll never see in a library, college or university because these secrets are based on REAL experience ? not theory).
You Can't Lose With Our 100%,
Iron-Clad Money Back Guarantee!
I?m so confident that you?ll be thrilled with ?The Home Buyer Defense Guide? that I?m willing to put my money where my mouth is.

Try out every single one of my strategies and ideas FOR A FULL 3 MONTHS.
If you don?t agree that ordering my product was one of the best decisions you?ve ever made, every single cent you spent on this e-book will be refunded in full.
NOT ONLY THAT: But to make sure you know that I am deadly serious about this, I will insist that you keep the 3 bonus gifts below. It's my way of saying "thank you" for giving my guide a try.
Could I possibly be any fairer than that?

Click here to download your copy now
Click on the link above and you'll gain instant electronic access to this e-book and be reading it within 5 minutes. Which means, you can purchase your dream home quicker and easier than before!
Take The Mystery Out Of Buying A House
And Save Yourself A Small FORTUNE
By Taking Action Now!
Think about it...
HOW MUCH MONEY WOULD YOU WASTE OR LOSE IN THE COMING MONTHS ALONE ... without this insider knowledge?
Could it be in the high hundreds? The tens of thousands?
And how much could you waste once you buy your house if you don?t get it right? Probably 10 or 20 times what you?ll invest in this course.
But for just $24.97--the price you'd pay for a decent dinner with your family--you can make sure you?re on top of your game and the savings are practically in the bag.
"WOW! This information is definitely going
to be useful as I begin to do MY homework!
"I'm currently in the process of selling my existing home and have only just begun to go through the Home Buyer Defense Guide. As I said, I can tell right away that the information you've provided will give me the tools I need and provide me with the expertise to be ready to buy my next home.

I've also got to tell you that I'm hoping the buyer for my home hasn't read your e-book yet!"

Dan Jakielski
Los Angeles, CA

You Won?t Find This Street Savvy Information
In Any Book, Course Or Seminar!
Everything you?re getting is 100% legal, moral and ethical... no cheating, no breaking laws. Nothing to worry about and nothing left to chance.
In fact, The Home Buyer Defense Guide can be used by anyone, rich or poor, whether it?s your first house or you fifth.
Listen, you don?t have to be at the mercy of the seller, real estate agents or mortgage lenders when you buy a home anymore.
There is no reason why you should ever be fooled into spending too much, or why you should you find yourself losing your house and your life savings just a few months down the track... all because you didn?t do your homework up front.
The Home Buyer Defense Guide Will Save You From
Making The Most Costly Mistakes Of Your Life!
Listen... for the past 21 years people have gladly paid me sometimes as much as $500 to do an appraisal of their property, and I don't even give them ONE-TENTH of the information I provide in the Home Buyer Defense Guide.
So, not only do you get the extra benefit of having my 21 years experience, you also get all the FREE bonuses... all in one place.
Take the advice in the "Home Buyer Defense Guide" and the amazing free bonuses to heart. Be one of the smart buyers and take all the risk out of buying your dream house.
I know you?ll thank me for it later. And don?t just do it for you. Do it for your family and the people you love ... Because getting the right house can change your life!

INSTANT ACCESS

Click here NOW to download your copy
It doesn't matter if it's 2:00am in the morning!

To Your Home Buying Success,

- Don Berthiaume

P.S. Still sceptical? I understand. And that's why you're covered by our 90 day money back guarantee. So if you're not 100% satisfied with the Home Buyer Defense Guide, then email me and I'll promptly refund your money in full. No questions asked. It's more than just a guarantee - it's my personal promise to you.
Click here now to download your copy
"Gain An Asset And Not A Money Pit!"
"This is a great e-book! Easy to read, practical and packed with the kind of information any mindful home buyer should want to know before making an offer. As a person in the house-buying business, I find Don's advice and resources to be invaluable to anyone wanting to make sure they gain an asset and not a money pit when they purchase a home."
Gail Chadwell,
Real Estate Investor, Denver, CO

"Thank You For the Wealth of Information!"
"I want to say that the Home Buyer Defense Guide is great. I learned so much and have